How Much Can You Earn from Cryptocurrency in a Month?

Why Do Cryptocurrencies Attract Investors? 

In recent years, cryptocurrencies have gone from being a rare hobby for enthusiasts to one of the most talked-about ways to invest. According to a study by Triple-A (USA, 2024), there are 560 million cryptocurrency owners worldwide — approximately 7% of the population. About 106 million people own at least a share of Bitcoin. In Ukraine, over 10% of the population holds digital assets. 

What are the reasons for the growing popularity of cryptocurrencies? 

• High potential for returns. Some cryptocurrencies have grown tenfold or even a hundredfold in a short period.  
• Ease of entry. You can buy cryptocurrency for just a few dollars and learn the basics of investing independently online. You can find lots of useful materials with detailed guides and examples on the ObmenAT24 blog. 
• Decentralization and independence from the banking system. You control your funds, transactions are carried out without intermediaries, and your crypto wallet is accessible anywhere in the world. 
• The cryptocurrency market operates 24/7, without weekends or holidays. This is convenient because you can trade or make investment decisions at any time without having to adjust to the stock exchange schedule. 
• Variety of tools. In addition to the classic buying and selling of coins, there are other ways to earn money — from participating in DeFi projects to mining and arbitrage. 

The Main Ways to Earn Money on Cryptocurrencies

Hold in your wallet or trade? Which is more profitable: staking or farming? Let's find out how much you can earn from cryptocurrency and analyze the key approaches to investing and trading. 

Long-term investing (HODL) 

This is a “buy and hold” strategy, or HODL (from the word “hold” with a typo that became a meme in the crypto community). The idea is to buy digital assets and not sell them even during sharp price drops or surges, hoping for an increase in value in the long term (1-5 years or more).  

How does the strategy work? 

Let's look at an example: 

An investor bought Bitcoin for $9,300 in March 2020 and passively held it in their wallet. In March 2025, when the price reached $83,900, they decided to sell the coin. In this case, their profit would be $74,600 (+802% over 5 years).  

In practice, HODL only works if: 

• The coin is reliable and promising (for example, BTC, ETH). 
• There is no panic during downturns (for example, BTC fell to $16,000 in 2022, which is normal within the HODL strategy).

A long-term strategy does not provide a stable income every month or year — its strength lies in surviving cryptocurrency crashes and “reaping the rewards” during growth. 

Examples of price growth for BTC, ETH, and DOGE 

Bitcoin (BTC) 

One of the most impressive jumps in the BTC price occurred in 2020, when its price rose from $7,161 to almost $29,000 — more than 300%. And then, in November 2021, it updated its historical high at $69,000.

The next significant rise occurred in 2024, when Bitcoin doubled in price — from $42,000 in early January to over $100,000 in December.

In January 2025, BTC reached a new all-time high of $109,000.

Ethereum (ETH) 

Ethereum showed even more dramatic price jumps. In 2020, ETH rose by more than 466% — from $130 to $737. 

In 2021, the trend continued: the cryptocurrency rose from $737 to $3,682, with a peak in November at almost $4,900 (+563%).

In 2024, there was another surge when the value of Ethereum rose from $2,282 in January to $3,450 in July (+51.2%).  

Dogecoin (DOGE) 

In March 2017, the price skyrocketed from $0.00025 to $0.004 (+1494%), and in January 2018, Dogecoin reached $0.018, rising 1700% from its November low of $0.001.

The most impressive period was 2021. In the first five months, DOGE rose from $0.008 to $0.7376 (+9884%). The peak was recorded on May 8, 2021. The market capitalization exceeded $90 billion, and Dogecoin entered the TOP 10 cryptocurrencies.  

In November 2024, DOGE showed growth again, but this time by 167% in a month — from $0.13 to $0.43.

Staking and passive income 

This method of earning allows you to support the operation of a blockchain with the Proof-of-Stake (PoS) algorithm. To do this, you need to hold a certain amount of coins in your balance and give the system the right to use them to confirm transactions.  

How does staking work?

There are two options: 

• Run your own node (for experienced users). This is a server that is constantly connected to the network and performs transaction processing functions. To get started, you need to make a large deposit (32 ETH for the Ethereum network) and set up equipment to run 24/7. 
• Delegate coins to a validator (also suitable for beginners). You don't run your own server but simply transfer your coins to a large network participant via a crypto exchange or wallet (Binance, Coinbase, MetaMask, etc.). Part of the income will go to the validator as a commission (usually 5%–15%). You can start with a minimum amount. 

Example: 

An investor bought Solana and staked coins on an exchange at 7% per annum. If they invested $1,000, they would receive $1,070 after a year, not including any potential growth of the coin itself. 

The reward for staking varies depending on the network and the conditions of the chosen platform. The rate can range from 1%–2% to 18%–20% per annum. 

What cryptocurrencies are suitable? 

Only digital assets with a PoS algorithm can participate in staking: Ethereum, Solana, Cardano, Polkadot, Avalanche, Cosmos, Tezos, etc. 

Cryptocurrency Trading

This is active trading with cryptocurrencies with the aim of making money from fluctuations in their exchange rates. Unlike the previous strategies, traders try to make a profit “here and now” — in a day, an hour, or sometimes even in a matter of minutes.

There are different trading styles: 

• Scalping — lots of quick trades throughout the day (sometimes within minutes). 
• Day trading — trades are opened and closed within a single day. 
• Swing trading — holding a position for several days to a week or longer. 

Short-term trades and volatility

Most traders make money on short-term price movements. For example, if Bitcoin rises by 5% in an hour, you can open a trade at the right moment and profit from this growth. However, the price can also fall just as sharply, so it is important to be able to read charts, use indicators, and set stop losses (automatic loss limits).

Trading BTC/USDT and ETH/USDT pairs

Beginners most often start with trading the most liquid pairs: Bitcoin/Tether and Ethereum/Tether. Trades involving these pairs can be opened and closed quickly, without large losses on the difference between the buy and sell prices.

Example:

An investor expects the Bitcoin price to rise and buys 0.01 BTC, which is trading at 65,000 USDT. This costs them 650 USDT. A few days later, the price rises to 68,000 USDT, and the investor sells their 0.01 BTC for 680 USDT. The profit from this transaction is 30 USDT, or approximately 4.6% in a short period.

The return depends on the strategy, experience, and market conditions. Beginners often lose money at the beginning. 

Providing liquidity in DeFi 

To earn income from crypto, you can become a supplier of liquidity for DeFi (a decentralized finance service). To do this, you need to place your coins in a special pool, and the platform uses them to facilitate transactions between other users. In return, you receive a portion of the commission paid by traders. 

How does it work? 

Let’s look at an example:

Let's say a user adds 100 USDT and the equivalent in ETH to a DeFi protocol. These funds go into the liquidity pool. When another person exchanges ETH to USDT, part of the transaction fee goes to the provider's account. If the fee is 0.3% and exchanges totaling $10,000 have passed through the pool, the user will receive about $30.

Earnings depend on trading activity, the size of the investment, and the platform. In some cases, they can reach 10% to 100% per annum. 

Arbitrage between exchanges

Arbitrage is a way to earn money on the difference in prices of the same cryptocurrency on different exchanges. Discrepancies arise due to the peculiarities of supply and demand on the platforms. 

Opportunities and risks

The advantage of arbitrage is that it allows you to earn money with virtually no market forecast. There is no need to guess whether the price will rise or fall; you simply take advantage of the current price difference.

Example:

On exchange “A,” the price of Ethereum is 3,000 USDT, and on exchange “B,” it is 3,010 USDT. By buying 1 ETH on exchange “A” and immediately selling it on “B,” you can earn 10 USDT. If you conduct such transactions several times a day, you can earn a decent income.

However, there are also risks: 

• Transferring cryptocurrency between exchanges can take time, and the price may change. 
• Commissions eat into your profits, especially with small transactions. 
• Some exchanges may delay withdrawals or set limits. 

Moreover, arbitrage requires initial capital (preferably $500-$1,000) and constant monitoring of exchange rates. Trading bots help increase earnings.

Profitability and Risks: How Much Can You Really Earn? 

Many investors are interested in how much they can earn on crypto with $1,000 or $10,000. There is no clear answer here, as the amount depends on individual characteristics: strategy, capital, experience, and willingness to understand the details. 

Possible monthly returns

Below are the approximate average rates: 

• Trading — from 0.4% to 30%.
• Holding — from 0% to 20%.
• Staking — from 0.1% to 1.5%.
• DeFi and liquidity — from 0.4% to 0.83%.
• Arbitrage — from 2% to 10%. 

Risks and losses in the cryptocurrency market 

The main dangers that can result in the loss of funds:

• Volatility: sudden price drops.
• Hacker attacks and scam: hacking of crypto platforms and participation in fake projects.
• User errors: incorrect address entry, loss of seed phrase.
• Psychology: panic, greed, following the hype. 

How to Minimize Risks When Trading Cryptocurrencies? 

The following tips will help reduce the likelihood of losses:

Study technical analysis

Before investing, study chart metrics and indicators. They help you understand the market and make informed decisions rather than acting at random.

Choose reliable exchanges and tools

Only work with trusted platforms that offer a high level of security and transparent terms and conditions.

Diversify your portfolio 

Don't put all your eggs in one basket. Spread your funds across different coins and strategies so you don't depend on a single exchange rate. 

How Much Can You Earn from a $100 Investment in Cryptocurrency?

Even $100 is a start. Staking, moderate trading, or regular investments in proven cryptocurrencies such as Bitcoin are best suited for beginners.

If you use an averaging strategy, buying assets regularly for a small amount, you can achieve significant capital growth in a year, especially if the market is in an uptrend.

Is It Possible to Earn Money on Cryptocurrency Without Investment?  

Yes, it is possible. One popular method is airdrops, where tokens are distributed for free for registration, subscription, or reposting. Usually, this is $10-$30, but the amount increases with participation in several projects. 

Another option is crypto games, where rewards for completing tasks can be exchanged for real money. All of this requires time and activity, but no start-up capital is needed. 

Conclusion

In this article, we calculated how much you can earn from cryptocurrency per month.

Income can range from a few dollars to impressive sums. It all depends on the approach you choose, the amount you invest, and your willingness to learn. You can combine different methods to achieve better results.

Want to exchange cash to crypto?
ObmenAT24 allows you to trade top digital currencies, such as BTC, ETH, USDT, as well as dollars, euros, and hryvnias. We guarantee reliability and favorable exchange rates!