Capitalist Overview: An Online Payment System

Getting Started

To use Capitalist, register an account on the service's website. To do this, enter your name, email address, login, password, and nickname (which will be used for internal payments) in the fields provided, and then select your profile type — private or business. The service also asks you to indicate your field of activity: arbitrage, crypto investments, webmaster work, or other. After filling out the form, you need to confirm your registration via email. Once you have completed the registration process, you will have access to your personal account and the online transfer function.

To unlock the full functionality of Capitalist, you must verify your identity. The system will ask you to fill out a short questionnaire and attach documents: scanned copies of your passport with your registration address for individuals and registration papers for businesses. Verification may take several hours.

Interface and Features

Capitalist is a payment system with a simple and minimalistic design. The main section is called "My Accounts." Here, you can open new wallets in fiat and digital assets, as well as make transfers, exchange, replenish, generate statements, or monitor transactions.

Other sections allow you to:

• issue virtual cards (USD and EUR),
• transfer funds to cards, wallets, and crypto wallets,
• exchange currencies between your accounts,
• store transaction history with convenient filtering.

There are also features for businesses: accepting payments from websites and platforms, connecting stores via API, viewing reports. The "Marketplaces" section offers useful tools and services for arbitrageurs and webmasters.

In Which Countries Does Capitalist Operate?

Capitalist operates almost worldwide and is not limited to any specific country. The service supports transfers to countries in Europe, Asia, Africa, Latin America, as well as Azerbaijan, Moldova, Georgia, and others. The service is also available in Ukraine.

Deposit and Withdrawal Methods

Capitalist offers many options for payment transactions, making the service convenient for users from different countries.

Account replenishment

The specific list of methods depends on the country and currency. Users from Ukraine can replenish their Capitalist accounts via SWIFT/SEPA, crypto transactions, as well as transfers from other Capitalist users.

With ObmenAT24, you can deposit funds into Capitalist from a UAH card issued by PUMB, Monobank, and other financial institutions. Moreover, you can deposit funds using cash and digital money.

Withdrawal

You can withdraw money to a bank account, card (Visa, MasterCard, UnionPay), as well as to a cryptocurrency and electronic wallet.

ObmenAT24 offers a Capitalist (USD) exchange to cash dollars in Ivano-Frankivsk, Kyiv, Zhytomyr, Zaporizhzhia, and other cities in Ukraine. Moreover, funds can be easily withdrawn to Visa/Mastercard bank cards or converted into cryptocurrency.

Deposit and Withdrawal Fees

The cost of transactions in Capitalist depends on the method chosen. There is no fee for replenishing your balance. Commissions may be charged by your bank, crypto provider, and other services from which you will transfer funds to your Capitalist wallet.

Withdrawal fees may be as follows:

• To another Capitalist account — 0%;
• To Payoneer (EUR, USD) — 2.5%;
• To Visa/Mastercard cards of Ukrainian banks (UAH) — 2%.

Payment Acceptance Methods

Among fiat currencies, Capitalist supports EUR and USD, which can be used to accept and execute payments. If desired, they can be converted within the wallet.

Payment methods also include cryptocurrencies: Bitcoin, Ethereum, USDT, USDC.

Advantages and Disadvantages of the Payment System

Let's first consider the service's advantages:

• Wide range of features. In addition to regular transfers, Capitalist provides a platform for webmasters and SEO specialists.
• Reliable protection. For account security, the system uses six levels of protection, including two-factor authentication.
• Analytics and reporting. Flexible customization of transaction statements and connection to Google Analytics are possible.
• Convenience for business. Payment tools are easily integrated with the website, helping accept payments from customers and manage financial flows.
• Capitalist Visa cards. Allow you to pay for goods and services offline and online, as well as cash out your funds at ATMs.

Users consider the following to be disadvantages of the payment system:

• The hryvnia is not among the internal currencies of the wallet.
• Limited functionality for anonymous accounts.
• Monthly card service fee of $2.7/€2.40.

Conclusion

Overall, Capitalist is a reliable and convenient tool for managing finances, suitable for private users and businesses. The service combines payments, transfers, currency exchange, and payment acceptance tools in a single interface.

Looking for a way to withdraw Capitalist USD to a MonoBank?
With the help of ObmenAT24, you can complete the transaction in 10-15 minutes. Our advantages are convenient service, data protection, and minimal commissions.